
Unlock the full potential of your business with our merchant services. We offer innovative solutions designed to streamline your payment processing and enhance client satisfaction.
Through our partnership with Clover, a leading payment solutions provider, we deliver advanced tools and technology to support your growth.2
Our services are tailored to meet the unique needs of your business, ensuring secure and reliable transactions.
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POS systems are comprehensive solutions that combine hardware and software to facilitate transactions in retail environments.
These systems manage everything from sales and inventory tracking to customer management and analytics. Advanced POS systems offer integrated payment processing, allowing businesses to accept a variety of payment methods, including credit cards, mobile payments, and gift cards.
Additionally, POS systems also include features like sales reporting, employee management, and customer relationship management (CRM) tools, which help businesses operate more efficiently.
Clover's2 Mobile payment solutions enable businesses to accept payments via smartphones, tablets, or dedicated mobile card readers.
These devices connect wirelessly to the internet, allowing transactions to be processed anywhere, whether at a physical store, a pop-up shop, or on the road.
Mobile payments are ideal for businesses that require flexibility and mobility, such as food trucks, market vendors, or service professionals. The technology supports various payment methods, including contactless payments (NFC), chip cards (EMV), and digital wallets (e.g., Apple Pay, Google Pay).

A payment gateway is a digital service that authorizes and processes payments for online businesses, ensuring that customer transactions are secure and seamless.
Payment gateways act as the bridge between the merchant’s website and the payment processor, encrypting sensitive information like credit card numbers to protect against fraud.
They support various payment methods, including credit/debit cards, bank transfers, and e-wallets. Gateways are essential for e-commerce businesses, as they provide the necessary infrastructure to accept and process online payments securely and efficiently.


Clover’s2 Cash Discount Program lets businesses offer lower prices to customers who pay with cash, helping offset credit card processing costs. Clover automatically displays both cash and card pricing so customers clearly see their options.
When customers pay by card, Clover applies the card‑adjusted price, which includes processing fees. Cash‑paying customers receive an instant discount.
Clover’s dual‑pricing model can significantly reduce or eliminate card‑processing expenses, improve cash flow, and keep pricing transparent—especially helpful for small businesses with tight margins.
Clover's2 payment terminals are physical devices that enable merchants to accept card payments at the point of sale.
EMV-ready terminals are equipped with the latest technology to process chip-enabled credit and debit cards, providing enhanced security compared to traditional magnetic stripe cards. These terminals can connect to payment processors through various methods, including dial-up, Ethernet, or wireless connections.
They are essential for brick-and-mortar businesses, ensuring quick and secure transactions while minimizing the risk of fraud.

At City National Bank of Florida, we partner with Clover to bring you the best in merchant services. Enjoy the benefits of a world class business relationship1:
Take the first step towards optimizing your payment processing. Contact our Treasury Management Sales team to find out how we can help your business grow.
1Subject to business and credit approval.
2©2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Use of Clover requires a Merchant Processing Agreement. Merchant services provided by First Data Merchant Services LLC.

The FDIC Money Smart Program is designed to boost your financial skills. You can explore Money Smart resources, as they are available 24/7.
These tools are free of charge and available for all, so remember to share the tools with your family and friends.
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Please note: City National Bank of Florida does not offer tax, legal or accounting advice