Small Business Banking

• Minimum opening balance: $100
• Minimum average monthly balance: $35,000
• $0 monthly maintenance fee
  ^{$50 monthly maintenance fee waived when you maintain a minimum average monthly balance of $35,000 or more}
• Up to 500 free transactions are allowed per month
• Up to $10,000 in cash deposits, also at no additional charge

¹_{Terms and conditions apply. Please refer to the Disclosure & Schedule of Fees for Commercial Accounts for pricing and applicable fees.  
‍}^‍

• Minimum opening balance: $100
• $0 monthly maintenance fee
  ^{$25 monthly maintenance fee waived when you maintain an average monthly balance of $50,000 or more}
• $0 fee wire transfers
  ^{Unlimited international and domestic transfers}
• Unlimited transactions
  ^{Seamless banking with unlimited deposits, withdrawals, ACH, and more}
• Treasury Management Package
  ^{Enjoy wire, ACH, Positive Pay, Remote Deposit Capture and more without monthly fees for one year}
• Earn a $1,000 Welcome Bonus^{2
  Offer expires 03/31/2026}

¹_{Terms and conditions apply. Please refer to our Disclosures & Schedule of Fees for Commercial Accounts for pricing and applicable fees.}

²_{$1,000 Business Select Checking Account Bonus Offer City National Bank of Florida Earn $1,000 when you open a new City National Bank of Florida (CNBFL) Business Select Checking Account between December 1, 2025, and March 31, 2026, and meet all eligibility requirements. Limit one (1) bonus per business entity. The bonus will be reported as interest earned on IRS Form 1099-INT. You are responsible for any applicable taxes. CNBFL does not provide tax, legal, or accounting advice. Existing CNBFL clients or former clients who have had any account within the past 12 months, as well as CNBFL employees, are not eligible for this offer. CNBFL reserves the right to extend, modify, or withdraw this offer at any time without notice. This offer may not be combined with any other business checking account bonus offers. The account must remain open and in good standing through the bonus payout date or the bonus will be forfeited. Contact a banker for full details and assistance with account opening.}

<sup>‍How to earn your $1,000 Business Select Checking Account Bonus:

- Become a new CNBFL client by opening a new Business Select Checking Account ($100 minimum) by March 31, 2026. –and–
- Deposit new-to-bank money totaling at least $50,000 into the account within 30 days of account opening. Once you meet this funding requirement, your three (3) month qualifying period will begin with the next full monthly statement cycle.
During this qualifying period, which consists of three (3) consecutive monthly statement cycles, you must maintain an average monthly balance of at least $50,000.

The bonus will be deposited into your new Business Select Checking Account within 30 business days after all eligibility requirements are confirmed. “New to bank” funds are defined as funds not currently held by CNBFL or any of its affiliates and must be transferred from an external financial institution. Please note that account fees (e.g., monthly maintenance, paper statement fees, etc.) may reduce your qualifying balance. To remain eligible for the bonus, you must deposit additional funds to cover any such fees and maintain the required average balance throughout the qualifying period. All standard account opening procedures apply. Refer to our Disclosures & Schedule of Fees for Commercial Accounts for additional details on pricing and fees.</sup>

¹_{Terms and conditions apply. Please refer to the Disclosure & Schedule of Fees for Commercial Accounts for pricing and  applicable fees.} ^‍

¹_{Terms and conditions apply. Please refer to the Disclosure & Schedule of Fees for Commercial Accounts for pricing and applicable fees .}  ^‍