Last updated: 03/12/2023
One of Florida’s Largest and Most Capitalized Banks
Since 1946, we have played a significant role in Florida's economic transformation, contributing to its rise as the 16th largest economy in the world1. Our success is rooted in the success of our clients, and we enable our associates to develop lifelong relationships with our commercial, private, and retail banking clients. Our focus is on partnering with our clients to achieve their life goals, which drives our agility, inspires entrepreneurial spirit, and fosters trusted relationships that fuel growth.
Our 77 years of experience have allowed us to build a fortress balance sheet based on our:
- Excess capital position
- Ample liquidity
- Strong asset quality
Moreover, we are proud to be supported by our parent company, Banco de Crédito e Inversiones (Bci), one of Latin America's largest banks and the second-largest bank in Chile. Our partnership with Bci grants us access to best-in-class resources from a much larger institution while maintaining our nimble approach to business management.
Financial Health (as of 12/31/2022):
Ratings (as of 12/31/2022):
|
Bauer Financial
|
Five (5) Star- Superior2 |
|
Community Reinvestment Act (CRA)
|
Outstanding3 |
|
DepositAccounts.com
|
A4 |
Capitalization (as of 02/28/2023)
| City National Bank of Florida | Well Capitalized Threshold | Excess Capital | |
| Total Risk Based Capital Ratio | 13.92% | 10.00% | $723MM |
| Tier 1 Risk Based Capital Ratio | 13.07% | 8.00% | $936MM |
| Tier 1 Leverage Ratio |
9.32%
|
5.00%
|
$1.1B
|
Loan Ratios (as of 12/31/22)
| City National Bank of Florida | Peer Average | |
| Non-Performing Loans/Loans | 0.28% | 0.42% |
| Past Due Loans/Loans | 0.08% | 0.27% |
| Net Charge-Offs to Loans | 0.01% | 0.06% |
Download our Financial Strength & Stability Flyer
1 Source: www.wikepedia.org as of December 31, 2022
2 Source: www.BauerFinancial.com as of December 31, 2021
3 Source: www.ffeic.gov as of August 2, 2021
4 Source: www.depositaccounts.com as of March 10, 2023