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Last Updated: February, 2025

One of Florida’s Largest and Most Capitalized Banks


Since 1946, we have played a significant role in Florida's economic transformation, contributing to its rise as the 4th largest economy in the United States1.

Our success is rooted in the success of our clients, and we enable our associates to develop lifelong relationships with our commercial, private, and personal banking clients. Our focus is on partnering with our clients to achieve their life goals, which drives our agility, inspires entrepreneurial spirit, and fosters trusted relationships that fuel growth.

Our 78 years of experience have allowed us to build a fortress balance sheet based on our:

  • Excess capital position
  • Ample liquidity
  • Strong asset quality
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Moreover, we are proud to be supported by our parent company, Banco de Crédito e Inversiones (Bci), one of Latin America's largest banks and the second-largest bank in Chile. Our partnership with Bci grants us access to best-in-class resources from a much larger institution while maintaining our nimble approach to business management.
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Financial Health (as of 12/31/2024):
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FDIC Certificate 20234
Banking Locations 29
Employees 973
Year Founded 1946
Primary Regulator Office of the Comptroller of the Currency


Assets and Liabilities (as of 12/31/2024):
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Assets $26.5 B
Loans $18.2 B
Deposits $20.9 B
Tier 1 Capital $2.8 B
Loan Loss Allowance $186 MM
% of Investment Portfolio Backed by U.S. Government 99%


Ratings (as of 12/31/2024):
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Bauer Financial Five (5) Star- Superior2
Community Reinvestment Act (CRA) Outstanding3


Capitalization (as of 12/312024):
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City National Bank of Florida Well Capitalized Threshold Excess Capital
Total Risk Based Capital Ratio 15.08 10.00% $1 B
Tier 1 Risk Based Capital Ratio 14.07% 8.00% $1.2B


Loan Ratio (as of 12/31/2024):
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City National Bank of Florida Peer Average
Net Charge-Offs to Average Total Loans 0.16% 0.20%

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1 Source:  www.statista.com as of May 21, 2024
‍2 Source:  www.BauerFinancial.com as of March 31, 2024
‍3 Source:  www.ffeic.gov as of August 19, 2024

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Contact Us

Phone:
305-448-6500 or
833-448-6500
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Hours:
Monday - Friday: 8:00 AM to 8:00 PM
Saturdays: 8:00 AM to 2:00 PM
(Excluding federal holidays)

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Florida’s Premier Bank

Serving local families and businesses since 1946

One of Florida’s largest and best capitalized banks with more than $26 billion in assets*
*Source: As of 06/30/2024, www.fdic.gov
Bauer Financial 5-Star
Superior Rating*
*Source: As of 03/31/2024, www.bauerfinancial.com
Highest Community Reinvestment Act (CRA) Rating*
*Source: "Outstanding" As of 08/19/2024, www.ffiec.gov
Daily Business Review Best of 2024 Hall of Fame*
  • Best Private Bank
  • Best Business Bank
  • Best Bank for Commercial Real Estate Lending
  • Best Community Bank
  • Best Bank for Jumbo Loans
  • Best Foreign National Mortgage Lenders
*Source: Best of Daily Business Review 2024, www.law.com

FINANCIAL EDUCATION PROGRAM

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Please note: City National Bank of Florida does not offer tax, legal or accounting advice

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