Buying a home isn’t just about numbers—it’s about trust, timing, and teamwork. That’s where I come in. I’m Josh Gunter, Assistant Vice President and Mortgage Banker at City National Bank of Florida, and for more than a decade, I’ve helped South Florida families, professionals, and entrepreneurs turn their homeownership goals into reality.

Whether you’re a first-time homebuyer, a doctor, attorney, self-employed borrower, or building your dream home from the ground up, my mission is simple: to make the mortgage process clear, smooth, and stress-free from start to finish.

What sets me apart?

• Speed & Precision: Clear answers, quick closings, and no surprises.
• Expert Guidance: From FHA, VA, and Jumbo to Bank Statement and Construction Loans—I’ll walk you through every option so you know what’s best for you.
• Local Knowledge: Miami is home. I understand the market, the players, and how to get deals done in Florida.
• Communication You Can Count On: Real talk, no jargon. You’ll always know where things stand.

When you work with me, you’re not just getting a loan—you’re gaining a strategic partner who knows how to structure deals that actually close. Let’s connect and make your homeownership vision a reality.